"I transferred my old work pension, and I couldn’t be happier"

I was discussing future retirement with my friend one day, and it came out that I didn’t really know how much was in pension, how it was growing, or basically anything about it, and that I should probably start thinking about the future as my bills seem to keep increasing! All I knew was that I had been paying in through my old job for nearly 20 years.

As I had recently changed jobs, my friend mentioned that I could now manage my own retirement savings as I could now transfer my pension to a pension provider of my choice. He suggested Beach, so I checked it out.

After some research, I was very happy to download Beach and see if they could transfer my old pension over. They could, and it couldn’t have been easier. The communication was great, and their customer service team is excellent.

Thanks to 20 years of working my pension was quite big, although I thought it might be larger, as my employer contributed a lot too. I didn’t know where or how my pension was invested, so it may not have been in the best plan. I had no idea about any of this, and assumed all pensions were basically the same.

Beach provided a great summary of how their pension plan is matched to your age, and when you are younger, the aim is to grow more, and steadily adjust as you age.

So now with Beach, my retirement savings are in the right place for my age, and I don’t have to worry about changing anything in future, it’s all handled for me. I can stay with Beach until I retire and not have to worry about anything.

And now my pension is with Beach, I can see the performance whenever I like, although I know I shouldn’t keep checking! I’m very happy so far, and it’s grown much more than I expected.

Overall, I’ve had a great experience, and I'm very happy to trust Beach with my savings. I’ll be transferring my pension with my current job as soon as I change jobs again in future.

Note: Retirement planning and tax treatment will depend on your personal circumstances. For detailed advice tailored to your specific circumstances and needs, it is best to speak with a financial adviser.