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Investing typically outperforms cash savings over time, but can go up and down in value. Learn more.
The investments are managed sensibly by experts, no expertise needed.
Investing typically outperforms cash savings over time, but can go up and down in value.
Keep all your pensions in one place. It’s only a few details and we’ll handle the transfer.
Save or invest for your children's future. Keeping it separate means you won't be tempted to spend it.
Beach have taken all the stress, long waiting and frustration away trying to find them myself. They keep in touch and let you know what’s going on. They are brilliant and highly recommend.
Matthew L (6 Jun 2026)
Thanks for your help and support.
Nicolae P (3 Jun 2026)
Excellent service throughout and I have most of my pensions in one place...
Stuart M (24 Feb 2026)
Moving my pension across was far easier than I expected. The process was smooth, well explained, and handled efficiently from start to finish.
Hannah S (11 Feb 2026)
Beach is authorised by the Financial Conduct Authority (FCA), who are the regulator of financial companies in the UK.
You are covered by the Financial Services Compensation Scheme (FSCS), which can provide up to £85,000 in compensation to those eligible if a financial company holding your money goes out of business and is unable to return some or all of your money back to you.
Should Beach go out of business, your money and investments would still exist, and would either be returned to you or transferred to a new regulated provider.
Learn more about how your money is protected.
When investing sensibly (often with experts) it’s not as risky as you might be thinking, money can go up and down daily, but by investing sensibly, you could expect the value of your investments to increase over the years.
We provide investment plans that have a wide range of different investments, so all your eggs aren’t in one basket. This means that if one investment (like a company) performs badly, it’s unlikely to have a significant impact on your overall balance.
We’ve written a short article to run through the investing process to help you learn more.
The aim of our investment plans is to grow sensibly over time, and we’ve produced a short guide to run through the investment performance over recent years for the investment plan within our easy access pot.
Within the pension pot, your investment plan will be matched to your age, and each plan is suited towards a different stage of life. Learn more about each plan on our investment plans page.
Don’t worry! We can help find your old pensions wherever they are. If you’re not sure which pension provider has your pension, or have lost all of your paperwork, our pension detectives could still track down your pension. All we need to know is where you used to work and we’ll get started investigating and transferring your pension over.
Note: we can only find pensions after 2001, as these are typically defined contributions pensions.
Download the Beach app today to get started.
We’re here to help. If you’ve got any questions, get in touch with our friendly support team over email at [email protected] or directly on WhatsApp.
We’ve also got a useful help centre with answers to common questions.
We can’t provide financial advice, but can help with everything else.
© 2023-2026 Beach Finance Ltd.
When investing, your capital is at risk. The value of your investments can go down as well as up, so you may get back less than you put in. Tax treatment depends on your individual circumstances, and could change in the future. You should seek financial advice if you are unsure about investing.
You are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 (subject to eligibility).
Beach® is a registered trademark owned by Beach Finance Ltd.
Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (1010244), and registered in England and Wales (14969609).
