Effective from 1/12/2024
Welcome to Beach. If you continue to use the Beach mobile app and the Beach website (beach.org), you are agreeing to comply with and be bound by the following terms of use, which together with our privacy policy, govern the relationship between you and us in relation to our mobile app and website.
Beach is a trading name of Beach Finance Ltd, so whenever you see “we”, “us” or “our”, you know who we are referring to.
We do not provide any form of financial advice, and cannot provide any recommendations. Where informational content is provided within the app and on the website, it is for informational purposes only. It is your responsibility to ensure Beach, any investment account, and any investment is suitable for you.
If you do not understand anything, or have questions, please get in touch with our friendly support team at [email protected].
Please note: this is not the full terms and conditions to open and create an account to use our services. These terms of use are only for the use of the mobile app and website. Full terms and conditions are provided at the time you are ready to finish opening your account, and also provided on our website (beach.org/terms-and-conditions).
Terms of use
- You should use a personal, private email address when creating a Beach Account. You should not use a work email address, or any other email address that you do not own, as you may lose access to that email address in future.
- It is your responsibility to protect your account where possible, to take reasonable security precautions, and to keep your personal data secure. You should adhere to strict personal security procedures in regard to your information and password and passcode storage.
- The content of the website and app is subject to change without notice.
- We use cookies on our website and app to collect information about how visitors use them. We use this information to help improve our services and provide a better experience for you, and may use them for marketing purposes. You may delete and block cookies, but it may affect the experience. More details can be found in our cookie policy.
- While we aim to provide accurate and up-to-date information, we can’t guarantee that everything on our website and app will always be accurate, complete, suitable or timely. Some content may occasionally have inaccuracies or errors. You acknowledge and agree that information provided may have inaccuracies or errors and we are not liable for these to the fullest extent allowed by law.
- The information and materials on our website and app are here to help, but how you use them is entirely up to you. It’s your responsibility to make sure they meet your needs and suit your specific requirements.
- Please use this website and app responsibly, they are not to be used for unlawful purposes, and you are not permitted to hack, disrupt or compromise the security of the app or website. Any unauthorised use could lead to legal action and damages, or even be a criminal offence.
- All content on the website and app, including but not limited to text, graphics, logos, images, videos, software, and any other materials, is our exclusive property or its licensors. This content is protected by copyright, trademark, and other intellectual property laws, and you may not reproduce, duplicate, copy, sell, trade or exploit any portion of it.
- We may link to other websites to direct you to more resources or information. These links are shared for your convenience and don’t mean we endorse the content, and we have no responsibility for the content on the linked websites.
- We reserve the right to suspend or terminate your access to the app if you violate these terms or engage in any activities that could harm Beach or our customers.
- Your use of our website and app, and any dispute arising from your use of the website and app, is subject to the laws of England and Wales, and the English courts will have exclusive jurisdiction.
- We may change and update these terms of use from time to time in whole or in part, without further consent from you. Should there be material changes, we will notify you by email and provide the amended terms of use. Continued use of the app or website indicates your acceptance of the updated terms.
Beach is authorised by the Financial Conduct Authority (firm no. 1010244), and registered in England and Wales (company no. 14969609), under the address 128 City Road, London, United Kingdom, EC1V 2NX.
