To manage your account and money in a secure and regulated way, and provide everything that goes on behind the scenes, we’ll charge a fee of 1% per year of your account balance, with a minimum fee of £4.99 per month (you’ll pay 1% or the minimum fee, not both).
The fee is calculated daily and collected monthly. We'll collect the fee automatically from your Beach account, so no fees will be taken from your linked bank account.
The investment manager will also deduct their fees directly from the investments.
This means overall you'll pay 1.17% per year of your total easy access pot balance and 1.23% per year of your total pension pot balance, with a minimum Beach account fee of £4.99 per month.
There's no other hidden fees.
*As an example, if you had half your money in an ‘Easy access pot’ and half in a ‘Pension pot’, with a balance of £10,000, our fee would be £100 (1%) and the investment fee would be £20 (0.20%), for a total of £120 (1.20%) per year. With a minimum Beach account fee of £4.99 per month.
© 2023-2025 Beach Finance Ltd.
By making an investment, your capital is at risk. The value of your investments depends on market fluctuations outside of our control and you may get back less than you invest. Past performance is no indicator of future performance. The tax treatment of an ISA and a pension depends on your individual circumstances and may be subject to change in the future. You should seek financial advice if you are unsure about investing.
Beach®️ is a registered trademark owned by Beach Finance Ltd.
Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (1010244), and registered in England and Wales (14969609).
