Pricing

Simple and transparent

One simple annual fee. That's it. There's no commission, no transfer fees, no fees to find lost pensions.

To manage your account securely and provide all ongoing services, we charge an annual fee of 0.50% of your total balance.

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If your total combined balance across your Investment pot and Pension pot is below £9,576, a single minimum monthly fee of £3.99 applies instead.

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The minimum fee won’t apply if you only have a balance in a Cash pot. And any rate within your Cash pot already includes fees, so what you see is what you get.

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You will also pay a fee within the investment itself. For our Investment pot, this is 0.17% per year and for our Pension pot, this is 0.23% per year, and for our Cash pot, this is 0.10% per year. This is a fee to the investment manager (not Beach), and is taken automatically from the fund itself, along with any transaction costs. Although unlikely, this fee could vary slightly.

As an example, if you had £10,000 saved, your annual fee would be £50 for the Beach account and £10-£23 for the investment manager fee.

Simple and transparent

For a brighter future