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Equities represent ownership in companies, often called shares, and these rise in value as the company grows over time and is worth more. They can also reduce in value if companies don’t do so well.
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When investing, your capital is at risk. The value of your investments can go down as well as up, so you may get back less than you put in. Tax treatment depends on your individual circumstances, and could change in the future. You should seek financial advice if you are unsure about investing.
You are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 (subject to eligibility).
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Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (1010244), and registered in England and Wales (14969609).