FCA regulated

Yes, Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (FRN 1010244).

The Financial Conduct Authority (FCA) regulates financial services in the UK, making sure financial companies are doing things properly.

Getting authorised by the FCA means meeting strict criteria to ensure customers are protected. This includes how the company is run, and how customers are treated. It also means ongoing oversight from the FCA.

Safeguarding your money

Your money and investments are always kept separate from Beach’s own money. You are the owner and all of your investments and money (assets) are held in separate accounts. If Beach were to go out of business, your money assets would typically be returned to you. Beach or any other company cannot touch your assets.