Cookie policy

Effective from 1/12/2024

We (Beach Finance Ltd) use cookies and similar technologies within our mobile app and website. This policy explains how we use cookies and provides more information about them.

If you do not understand anything, or have questions, please get in touch with our friendly support team at [email protected].

This policy complies with the UK General Data Protection Regulation (UK GDPR) and the Privacy and Electronic Communications Regulations (PECR).

1. What are cookies?

Cookies are small text files and are stored (saved) on your device (computer, tablet, or mobile phone) when you visit a website or mobile application. They allow websites and apps to recognise your device, store preferences, and do things such as improve your user experience.

We also use similar technologies like pixels, tags, and local storage, which function in a similar way to cookies.

Some cookies may collect personal data, such as IP addresses, which can be used to identify you indirectly. For details on how we handle personal data, please see our privacy policy.

2. Types of cookies we use

We use the following types of cookies on our app and website:

1. Essential cookies

These cookies are necessary for the core functionality of our app and website. Without them, some services we provide wouldn’t function properly, such as logging in.

2. Analytical cookies

These cookies help us understand how our customers use our app and website, by collecting data about user behavior. For instance, monitoring page views.

3. Functional cookies

These cookies enable enhanced functionality and personalisation, such as remembering your preferences or settings.

4. Marketing cookies

These cookies are used to deliver relevant marketing communications to you and measure the effectiveness of our marketing campaigns. For instance, you may see a communication on social media from Beach after visiting our website.

5. Third-party cookies

Some cookies are placed by third-party services, such as analytics providers and advertising networks.

3. Cookies we use

Here is a list of cookies currently in use on our website and app:

We don’t currently set any cookies.

4. How we use cookies

We use cookies to:

• Ensure the functionality and security of our website and mobile app.
• Analyse how users interact with our services and identify areas for improvement.
• Provide personalised content and recommendations.
• Show targeted advertisements (with your consent).

5. Manage your cookie preferences

You can manage your cookie preferences in the following ways:

• Browser settings: most web browsers allow you to control or block cookies through their settings. Refer to your browser's help section for instructions.
• Cookie banner: on your first visit to our website or app, and if relevant cookies are requested to be used, you can set your preferences for non-essential cookies using the cookie consent banner.
• Opt-out links: you can opt out of specific third-party cookies using tools like Google Ads Settings or Your Online Choices.

If you wish to delete cookies that have already been set on your device, you can do so through your browser settings.

Please note: blocking essential cookies may impact the functionality of our services.

6. Third-party tools and services

We use trusted third-party providers to enhance our services, such as:

• Google Analytics: to understand user behavior and improve our services.

These third-party services may set their own cookies. We recommend reviewing their privacy and cookie policies for more details.

7. Updates to this policy

We may update this privacy policy from time to time. Significant changes will be communicated via email or app notifications. The latest version will always be available here on our website at beach.org/cookie-policy.

8. Contact us

If you have any questions about this cookie policy, please contact us via email at [email protected].