Beach customers are protected by the Financial Services Compensation Scheme (FSCS).
The Financial Services Compensation Scheme (FSCS) can provide compensation to you should a financial company holding your money end up going out of business and is not able to return any or some of your money to you.
The FSCS is currently able to award up to £85,000 per financial company.
With investments, your money is held within the investments themselves, which are held in your name, and the financial company would not be able to access your investments for any reason. They can only be returned to you.
This means although the FSCS is great to have, there’s even more protection behind the scenes for you and your investments.
Having said that, if your investments go down in value, this is not covered. It is just if something happens outside of your control.
© 2023-2025 Beach Finance Ltd.
By making an investment, your capital is at risk. The value of your investments depends on market fluctuations outside of our control and you may get back less than you invest. Past performance is no indicator of future performance. The tax treatment of an ISA and a pension depends on your individual circumstances and may be subject to change in the future. You should seek financial advice if you are unsure about investing.
Beach®️ is a registered trademark owned by Beach Finance Ltd.
Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (1010244), and registered in England and Wales (14969609).
