How it works

For a brighter future

There's two saving pots

Providing the flexibility to save for now and your future at the same time.

Add money into your easy access pot

Ideal for general savings, which can be within a tax-free ISA. Withdraw money in around a week.

ISA transfers go here (optional).

Or add money into your pension pot

Ideal for retirement savings. The bonus is tax relief. Access money from age 55.

Pension transfers go here (optional).

Or even split between the two

For example, 60% into your easy access pot and 40% into your pension pot.

Find and transfer (combine) old pensions

Keep all your pensions in one place. It’s only a few details and we’ll handle the whole pension transfer process.

We can only find pensions after 2001, as these are typically defined contributions pensions.

Savings are invested and managed sensibly by experts

With the largest investment company in the world.

Plus, your savings could make the world a better place

The investments consider things like reducing climate change.

Beach, for a brighter future

Get started

© 2023-2025 Beach Finance Ltd.

When investing, your capital is at risk. The value of your investments can go down as well as up, so you may get back less than you put in. Tax treatment depends on your individual circumstances, and could change in the future. You should seek financial advice if you are unsure about investing.

You are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 (subject to eligibility).

Beach® is a registered trademark owned by Beach Finance Ltd.

Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (1010244), and registered in England and Wales (14969609).