Transfer a Stocks and Shares ISA

Yes, you can transfer a Stocks and Shares ISA to Beach.

Important: there’s a set transfer process for ISAs, don’t withdraw any cash from your current Stocks and Shares ISA with the intention of adding it to a new ISA. Follow our transfer process just below, and we’ll handle it for you. If you withdraw cash from one ISA and then re-add it into a new ISA, it will count towards your £20,000 annual ISA allowance, so you might not be able to save as much as you planned to this tax year. And, if your ISA is over £20,000, you wouldn’t be able to add it within one year.

To transfer your Stocks and Shares ISA to Beach, head into your account within the app, and navigate to transfer an ISA. You’ll be asked for the name of your ISA provider and the account or reference number, which you can usually find from your online account, or any paperwork provided.

We’ll handle the rest, and your money will turn up in your account within around 4 weeks (although it can be quicker or longer depending on the provider you are transferring from).

Sometimes your old ISA provider might request some extra forms. We'll let you know if this is the case via email and help you understand them if you’d like us to.

Note: your investments within your old Stocks and Shares will be sold by your provider, and the value of your ISA transferred as cash to Beach, where it will then be invested within your easy access pot (ISA).

You won’t lose any of your tax-free saving benefits when transferring, and can still add up to £20,000 per tax year (which runs from April 6th to April 5th the following year).

Note: We won't charge a fee for transferring an ISA. However, your current provider may charge a fee. They should let you know.