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Stocks and Shares ISA

Save and invest for a brighter future with our expert-managed Stocks and Shares ISA.

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Your money can go up and down in value, so you could get back less. Learn more.

Beach investment app
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Save and invest tax-free

You won’t pay tax on any of the money you make, so your money could grow much more over time.

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Easy to use

An easy to use app. Sign up and add money.

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Savings are invested and managed sensibly by experts

With the largest investment company in the world.

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Your savings could make the world a better place

The investments consider things like reducing climate change.

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Withdraw when you like

Access your money in around a week (as investments need to be sold first).

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Save up to £20,000 per tax year

Make the most of your £20,000 ISA allowance each tax year (April 6th to April 5th the following year).

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Transfer existing ISAs

Got a Cash ISA or Stocks and Shares ISA elsewhere? We’ll handle the whole transfer process.

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Real people

Great support. We’re real people (in the UK) here when you need us for any account queries (just not financial advice).

Start investing tax-free today

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Our customers love us

5 stars

Incredibly easy to set up and use

Beach is incredibly easy to set up and use. It's refreshing, simple, intuitive and user friendly, ideal for transferring over my pension. 😄

Stuart (Apr 2025)

5 stars

Simple to transfer my old pension over

The Beach app is super easy to use and it couldn't have been more simple to transfer my old pension over, I just found out my pension information and put a transfer request in.

Simon (May 2025)

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Up and running in no time

I was up and running in no time and transferred an ISA too. I may move my pension over too in time. 100% recommended.

Tom (Apr 2025)

5 stars

I combined 3 lost pensions

I combined 3 lost pensions and found it really easy, and much quicker than I thought. One pension turned up the next day. Highly recommended.

Nick (May 2025)

Is my money safe?

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Beach is authorised by the Financial Conduct Authority (FCA), who are the regulator of financial companies in the UK. 

You are covered by the Financial Services Compensation Scheme (FSCS), which can provide up to £85,000 in compensation to those eligible if a financial company holding your money goes out of business and is unable to return some or all of your money back to you.

Should Beach go out of business, your money and investments would still exist, and would either be returned to you or transferred to a new regulated provider. 

Learn more about how your money is protected.

Can I lose all of my money?

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When investing sensibly (often with experts) it’s not as risky as you might be thinking, money can go up and down daily, but by investing sensibly, you could expect the value of your investments to increase over the years. 

We provide investment plans that have a wide range of different investments, so all your eggs aren’t in one basket. This means that if one investment (like a company) performs badly, it’s unlikely to have a significant impact on your overall balance.

We’ve written a short article to run through the investing process to help you learn more.

How have the investment plans performed?

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The aim of our investment plans is to grow sensibly over time, and we’ve produced a short guide to run through the investment performance over recent years for the investment plan within our easy access pot.

Within the pension pot, your investment plan will be matched to your age, and each plan is suited towards a different stage of life. Learn more about each plan on our investment plans page.

I’m not sure where my old pensions are

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Don’t worry! We can help find your old pensions wherever they are. If you’re not sure which pension provider has your pension, or have lost all of your paperwork, our pension detectives could still track down your pension. All we need to know is where you used to work and we’ll get started investigating and transferring your pension over.

Download the Beach app today to get started.

I have some more questions…

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We’re here to help. If you’ve got any questions, get in touch with our friendly support team over email at [email protected] or directly on WhatsApp.

We’ve also got a useful help centre with answers to common questions.

We can’t provide financial advice, but can help with everything else.

Beach, for a brighter future

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