Your plans for the future (such as retirement), and your plans for now (such as holidays, and big events like a wedding), are very different – but both are important to plan and save for.
With Beach you can save for both, every time you add money.
You decide how to split your money into an easy access pot (access your savings quickly) and a pension (e.g. 20% and 80%), and change the split whenever you like.
So, if you’ve got a holiday planned, you could save more into your easy access pot, and when you’ve got enough, add more into your pension pot, to help build a more comfortable retirement. The choice is yours.