Your plans for the future (such as retirement), and your plans for now (such as holidays), are very different – but both are important to plan and save for.
With Beach you can save for both, every time you add money.
You decide how to split your money into an easy access pot (access your money within a few days but could be around a week) and a pension (for example, 50% into your easy access pot and 50% into you pension pot. Or, you could put all your money in one pot).
So, if you’ve got a holiday planned, you could save more into your easy access pot, and when you’ve got enough, add more into your pension pot, to help build a more comfortable retirement. The choice is yours.