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Save and invest for a brighter future with our pension. Find and combine lost and old pensions too.
Your money can go up and down in value, so you could get back less. Learn more.
Take control of your retirement savings with your very own pension pot. Add money whenever you like.
Get a bonus of 25% on all the money you add (tax relief). You could also claim back 40% or 45% tax if you pay it on your income (like your salary).
We’ll find your old pensions. All we normally need is a few details. We’ll take it from there.
Manage your retirement savings all in one place. Add new pensions in future too.
With the largest investment company in the world.
The investments consider things like reducing climate change.
Great support. We’re real people (in the UK) here when you need us for any account queries (just not financial advice).
Invest alongside your pension, with the option of an easy access tax-free ISA for general savings.
Beach is incredibly easy to set up and use. It's refreshing, simple, intuitive and user friendly, ideal for transferring over my pension. 😄
Stuart (Apr 2025)
The Beach app is super easy to use and it couldn't have been more simple to transfer my old pension over, I just found out my pension information and put a transfer request in.
Simon (May 2025)
I was up and running in no time and transferred an ISA too. I may move my pension over too in time. 100% recommended.
Tom (Apr 2025)
I combined 3 lost pensions and found it really easy, and much quicker than I thought. One pension turned up the next day. Highly recommended.
Nick (May 2025)
Beach is authorised by the Financial Conduct Authority (FCA), who are the regulator of financial companies in the UK.
You are covered by the Financial Services Compensation Scheme (FSCS), which can provide up to £85,000 in compensation to those eligible if a financial company holding your money goes out of business and is unable to return some or all of your money back to you.
Should Beach go out of business, your money and investments would still exist, and would either be returned to you or transferred to a new regulated provider.
Learn more about how your money is protected.
When investing sensibly (often with experts) it’s not as risky as you might be thinking, money can go up and down daily, but by investing sensibly, you could expect the value of your investments to increase over the years.
We provide investment plans that have a wide range of different investments, so all your eggs aren’t in one basket. This means that if one investment (like a company) performs badly, it’s unlikely to have a significant impact on your overall balance.
We’ve written a short article to run through the investing process to help you learn more.
The aim of our investment plans is to grow sensibly over time, and we’ve produced a short guide to run through the investment performance over recent years for the investment plan within our easy access pot.
Within the pension pot, your investment plan will be matched to your age, and each plan is suited towards a different stage of life. Learn more about each plan on our investment plans page.
Don’t worry! We can help find your old pensions wherever they are. If you’re not sure which pension provider has your pension, or have lost all of your paperwork, our pension detectives could still track down your pension. All we need to know is where you used to work and we’ll get started investigating and transferring your pension over.
Download the Beach app today to get started.
We’re here to help. If you’ve got any questions, get in touch with our friendly support team over email at [email protected] or directly on WhatsApp.
We’ve also got a useful help centre with answers to common questions.
We can’t provide financial advice, but can help with everything else.
© 2023-2025 Beach Finance Ltd.
When investing, your capital is at risk. The value of your investments can go down as well as up, so you may get back less than you put in. Tax treatment depends on your individual circumstances, and could change in the future. You should seek financial advice if you are unsure about investing.
Beach® is a registered trademark owned by Beach Finance Ltd.
Beach (Beach Finance Ltd) is authorised and regulated by the Financial Conduct Authority (1010244), and registered in England and Wales (14969609).
